Yes, this may be a big NO-NO for most of you, but we are considering to relocate there in the future to have more space.

It might not be a good practice or ethical but it is definitely not criminal.

TIC is desirable doable from a legal and practical standpoint because it’s not creating a subdivision.

They have some restrictions, but it sounds worse than it is in practice.

Is that common practice in your experience?

When I was a practicing Realtor, there were a few occasions where my clients really needed the credit repair help so they had been referred to a credit repair person by one of my "Go To” & trusted lenders.

—Additionally, the REI strategies for buy-and-hold that we are considering would be house hacking through a multi-family near Baltimore (since that’s where most of the opportunities seem to be for multi family) or putting sweat equity into a SFH in Anne Arundel or attempting to reduce our mortgage by renting out a room or two in Annapolis for vacationers/events (as long as the numbers make sense for a follow-on rental property when we re-locate). 

I don't think it will be a "cash cow" but it might be the perfect practice round!

Networking is always a great practice and you never know who you might meet there and what good information they have to share.

There' practically no comps for a 4 family in that area so myself and my friend(agent) comped it somewhere in the 800k's.