Is there some other creative method that I am not aware of?

The bank's intent, while not spelled out to cover all possible schemes or methods, was to ensure the buyer kept the property for 90 days and not sell it, to remain in title as owner.

It had new windows, roof, furnace, siding, trim, flooring, paint, doors, landscapping,etc.

I have developed a method that is a hybrid between Jerry's technique and Michael Quarles technique, and added a little of my own.

The income method will be heavily scrutinized (with good reason).

Not sure if I am being overly cautious but here are the numbers I am currently looking at:$74,000 purchase price ($71,000 property with $3,000 toward closing costs)$12,600 gross annual rental income or $1050/mo or 1.4% of purchase price ($13,800 potential w/ $1,200 vacancy cost)$8,100 Total Annual Operating Expenses ($1,000 taxes, $3,000 insurance, $1,000 property management, $1,800 repairs and maintenance, $300 Utilities, $500 lawn & grounds keeping, $500 miscellaneous)$5,082 Annual Debt service (20% down, 6.5% interest rate, 20 year amortization, $56,800 total loan Amount)This leaves me in the red with an annual cash flow of ($582).If I instead use your method I would have $12,600 annual rental income - $6,300 total annual operating expenses - $5,082 annual debt service (used my number because these are the current terms from my lender) = $1,218 positive yearly cash flow.After reviewing this, I guess my questions are...

The fireplace was just painted with white high gloss trim paint.

Frankly, that website has red flags to me, some good information, but I also look to the meat of the agendas, techniques and methods and the equity stripping is in far left field, filing false liens, with entities not at arm's length can be trouble, it is not a tool to employ, hit bankruptcy court and you won't be looking at just state laws or assumptions or local politics from the bench.

While they were at it, I had them do the two properties in-between ours: one is another rental; the other is an elderly lady whose health is deteriorating.Today, I went over to place snow shovels at the two properties and noticed that the neighbour landlord had trimmed all of his trees that were overhanging our roof.

Another question, what is your method of finding a cash buyer when you do a wholesale deal ?