I've done it before and believe me, there is nothing but pain for all involved when the deal doesn't work out.

Ultimately the appraiser turned this down and stuck by his original valuation.I ended up accepting this as this was the price that I had budgeted and I was worried of wasted time for a similar appraisal later on but this was still a huge pain regardless.  

The current process is a bit of a pain with little reward until the end, I kind of think that it would be nice to recognize leaping some of the many hurdles we are currently required to set out.This is a really rough draft, but as a bunch of people who have previously gotten mortgages I wanted the community's feedback on this set of proposed Achievements to Unlock while in the process of buying a property.Imagine animated giant green check-boxes or thumbs up appearing as you complete each one:Preapproval Process StartedAsset Package SubmittedIncome Package SubmittedCredit Package SubmittedInvestment Property Package SubmittedE-consent to e-Disclosures SubmittedLO PreapprovalUnderwriter PreapprovalContract RatifiedE-Disclosures SignedAsset/Income/Credit Package UpdatedEarnest Money Deposit DocumentedAppraisal OrderedHomeowner's Insurance SubmittedLoan Conditionally ApprovedApproval Conditions SubmittedSatisfactory Appraisal Rec'dFinal Loan Estimate SignedClosing Disclosure SignedCleared to CloseDocs in TitleCash-to-Close Sent to TitleFunding Conditions SubmittedLoan FundedAmerican Dream UnlockedI know that they aren't in the order that might be preferred by the consumer ("why can't I just do those first 10 all in a single setting?")

It was a pain until I hooked up to City Water for around $1500.

Ants in your pants impatience has caused much pain in this business.

"An ounce of prevention is worth a pound of pain."

So, in my opinion, they are feeling you out for a discount, in which case, since moving is a pain, there's no reason to give them the discount... unless your rent is on the high side and if they move you will not be able to fill it at the current rate.

I have seen people even at age 90 with minds as sharp as a tack but I don't want to run the risk of being accused of taking advantage of the elderly.

I feel your pain Cynthia.

I was working for a large syndicator at the time... ( this decades version of a crowdfunder). they had about 150 GPs set up and 1 billion in assets.The investors came in as different class... doctors taking all that tasty depreciation.. retired folks taking the cash flow and middle of the road folks taking half of each.. each GP had 3 class'swell tax reform made the exit very painful and really put a wrench into things at that time.