Many states have homestead style laws that make it difficult to take someone's home during a lawsuit or similar event.However, cash out refinances are typically at a higher interest rate than a normal mortgage.  

Always increase your vacancy rate and capex amounts when you're buying property with tenants in place. 

With the interest rates being a little higher right now most of our investors are putting 30-40% down to make it make sense for them.

Interest rates, insurance hikes, rise in real estate taxes, eviction delays, rising expenses and delinquency are just a few problems investors are encountering.

There are less lenders who do this and the rate and fees will usually be higher. 

Those usually come with a higher rate so I would ask Guild about an escrow holdback.

I lived in the area for a bit, and saw the high AirDNA rating for the area. 

If you do not already own your primary residence, then it will be easier for you to get a loan with low to no money down with a better rate for that then it would be for another property.

Its just so hard in the current environment to get any cash flow with SFR (unless you bought when rates were lower or are doing a well-executed BRRRR). 

In NYC transactions, property taxes are pro-rated and sellers + buyers pay for the portion they're responsible for (depending on the calendar schedule of the county + closing date).