At this point the value of the house is still increasing but not at the same rate as the previous years for a number of obvious reasons (high Interest rates,  age of house, etc.) and at this point I'm not sure what my next move should be since I don't like having all that equity tied up in the property and borrowing against it (HELOC) doesn't seem like a good idea since banks seem to be charging even higher than "normal" interest rates because the house is not my primary residenceIt's been almost 2 yrs since a I moved out of the house and I know my time is running out before we'll have to pay capital gains on the property if we chose to sell it [unless I do a 1031 exchange of course] but wondering what other options I might consider.

Since real estate is covered by state and local laws, it’s up to state courts to rule on this position.

Ideally these properties will have positive cash flow + buy and hold potential (probably goes without saying). 

I save 3% when I list my properties myself but this is my primary.

However, it is also important to consider the applicant's income level, employment stability, and any other positive attributes they may bring to the table.Ultimately, the decision to accept or reject the couple as tenants will depend on the landlord's specific policies and risk tolerance.

I would assume the depreciation like any other expense/deduction would have to be prorated since only part of the property is an investment while the rest is a primary residence.

Plus, there's still so many positive cash flowing and 1% deals here in Columbus Ohio.

US Bank I think is the biggest construction to perm lenders, if I were doing a construction loan for a primary residence I would look there first.Good luck!

I can definitely tell you there's still a lot of positive cash flowing and 1% rule deals and you get amazing appreciation.

Hey everyone,So I have been looking for a lender that can open a HELOC on a my primary residence single family with both an ADU and a JADU.