So, knowing this, you can buy cheap using the fact that it needs to be deleaded, then sell it for a premium using the fact that it is deleaded to get a higher price, then pay off the deleading loan.

Balance cost vs reward - will the buyers pay a premium for vinyl siding?

Do you mind me asking, if you flip them, what is  avg  premium you make on a property.

Our experience has been that we cannot shop for flood insurance because it all provided by FEMA and has the same premiums no matter what insurer you use. 

The builders risk policies are fully earned premium policies.

I quickly begin to work with Vendor B and after re-quoting, premium was the same, I felt we were good to go.

The interest rate here is in the high 4% range which is a premium compared to market rates on a 30 yr term but still a great deal for no money down. 

We pay w/s/g here, but prop taxes and insurance premiums  are pretty low. 1% may be skinny in areas with higher tax & ins costs.

These are all separate line items in the closing disclosure:Line item: INSURANCE Premium $2500 (will be go to insurance agent @ closing)Addt'l Line item: 12 months INSURANCE escrow $2500Addt'l Line item: 3 months INSURANCE escrow @ $208 / month, for a total of $624Line item: 12 months TAXES escrow $7000Addt'l Line Item: 3 TAXES months @ $582 / month, for total of $1750If you add all that up, they are seeking $14,375 in escrow for est $7000 in taxes (due in Nov) and $2500 in insurance due in 12 months.  

If you're familiar with CAPM: say the stock market returns on average 8% annually and let's guess that 1% of that is the risk free rate and 7% is your market risk premium.