I'm moving back to the states soon with my family and we're planning on investing in real estate in the near future, including possibly house hacking.We have no debts and have some money saved as well as a bit of inheritance. 

I'm moving back to the states soon with my family and we're planning on investing in real estate in the near future, including possibly house hacking.We have no debts and have some money saved as well as a bit of inheritance. 

Bankruptcy covers pre-petition debt, not debt after filing.

Your lender must be both a licensed Nevada broker and possess an NMLS registration to originate any real estate loan in this state.

I currently have no debt but multiple lines of credit open, and I am well on my way to having a 3.5% plus down payment.

They will be able to quickly give you a sense of what you qualify for and -- if you don't qualify -- how to go about saving and paying down debts to qualify.Any good agent should have a list of trusted agents. 

If you're not going through a closing company then make sure you consult the water dept on the separation of the debt so you don't get stuck with it..

Once the house was good enough for the bank to give me a home equity line of credit, I transferred the balances of my debt before the 0% interest period ran out.   

I want to balance the amount of debt I carry without being "over-leveraged," and not throwing away too much of my own money. 

Then, I would follow the debt snowball paydown method of paying off each property starting with the duplex with the highest interest rate by applying cash flow from all savings towards that duplex until it is paid off.