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Updated over 6 years ago on . Most recent reply
![Lacy Gonzales's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1142920/1621509530-avatar-lacyg1.jpg?twic=v1/output=image/crop=2320x2320@0x383/cover=128x128&v=2)
Newbie from Denver, Colorado
Hi All! I’m Lacy from a suburb of Denver, CO. My husband and I have three kids, ages 22, 13, and 8. We both work fairly standard jobs and make good money but don’t have any freedom or spare money at the end of the month. I’m exploring this site and real estate in particular as a way to increase our cash flow, ease up our responsibilities and increase our choices in how we live our lives.
I’m particularly interested in multi family investment properties, first to move my 22 out of my house (anyone familiar with Denver will know the housing cost situation here is tough), and second for passive income streams and equity building for my children’s future.
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Step one is going to be setting a budget for yourself and saving up enough for a down payment it is almost impossible to invest in rental properties without at least some savings.