And, cash-flow is not that great, I might break even, but equity is what matters to the game I'm playing.

Are there any local or semi-local banks that offer loans to those with no experience?

Many times experience of the buyer, credit history and reserves in addition to what income the property can produce will factor in how the lender will structure the loan. 

I believe sharing our experiences and strategies can help us all navigate this new regulatory landscape more effectively.

For those who have employees what was that experience like?

I am looking into growing my investor clientele, and would appreciate anybody that has any experience with this or can give any insight.

Does anyone have any experience bidding on auctions that don’t meet the reserve?

To avoid going through the same poor experience, keep reading.Even if someone gives you a referral here, do NOT make the mistake of assuming that the PMC will meet your expectations, just because they met the expectations of the referral source.In our experience, the #1 mistake owners make when selecting a Property Management Company (PMC) is ASSUMING instead of CONFIRMING.It's often a case of not doing enough research, as they don't know what they don't know!

I want to know what happens with vacancy rate and what happens if the market declines or new roofs have to be installed or repaving a parking lot or redoing side sewers.In my opinion, this will take someone with experience hours to graph out.It might be a "dyno-mite" deal, it might be more headaches that I want to put up with.

Does anyone have experience working with them?