Do you meet with us routinely to be proactive and do planning?

My wife and I plan on living in our 2/2 while renting out the other 2 units onsite.

Most landowners understand this process (your broker can help).

Make it a process you enjoy and try to keep it fun!

Generally I think planning for 20% vacancy when starting out is smart as it can take some time to get traction on your property and aiming for 1.5 to 2 times the LTR rate. 

I am just asking that way because if the plan in it to refi with cash out after the repairs you might just consider skipping the business loan and just doing a cash out refi to fund the repairs.

Doesn't that defeat the process of selling it myself?

I wrote an article about the screening process for BP, you can check it out here.To directly answer your question, we require 2.5x the rent for gross household income.

Refi and repeat that same process for a few years til we had actual money.

That now means $10K more than I planned.