If so, a national vote is scheduled where voters decide by a simple majority whether to accept or reject the law.

Naive investors don't really understand the securities being sold to them as AAA secured bonds are really the debts of unemployed alcoholics.Nevertheless, their prices continuously climb, and the securities become the top-selling items for some of the nation's leading brokerage houses.One day, although the bond prices are still climbing, a risk manager at the bank (subsequently fired due his negativity), decides that the time has come to demand payment on the debts incurred by the drinkers at Heidi's bar.Heidi demands payment from her alcoholic patrons, but being unemployed, they cannot pay back their drinking debts.

Way to go Bryan and BP Nation.

We keep a one-pager for the business that also highlights the experience of the owners (my wife and myself).

Your statement of "do your own research" goes entirely against what BP Nation is all about.

I simply look to sales and permits in my local area since that impacts the market I'm interested in and it does not really relate so much to national trends, at least to the extent that makes any determination on a local level.

Did anyone else get this e mail the other day from the National Association of Realtors wanting to increase dues by $40 dollars?

Phil - The file will be highlighted in this week's newsletter . . .

Chris - I've had similar experiences with the airlines myself, and even got national news coverage once because of a Tweet talking about my experiences.

It's simply not worth it.Sorry, this needs to be re-highlighted as maybe the most important advice ever to be passed on BP.Beyond that... working with banks is like working with the Government, do not expect it to be a logical process.