If you so choose to pay off the line of credit, there is no restrictions on how much you can put in as lump sum or how fast you can pay it down. 

It has an income restriction for qualified buyers, and is also deed restricted.I have excellent credit, and significant savings, and meet all other qualifications to purchase, however due to the non-profit nature of the position I have worked for nearly the past 5 years, my current income levels do not qualify me for enough to purchase conventionally.   

I noticed there are some restrictions on exchanging numbers on this forum?

I'd say that's a fine place to park $100k as a buy-and-hold mostly-armchair investor.What's not shown on the proforma is that this is a corner lot with two driveways, 2 existing water meters, on a main transit corridor, with a 40' height limit and a 1.35 max FAR...

BMR is a bit restrictive, though would solve my issue of wanting to keep San Francisco as my primary residence. 

BMR is a bit restrictive, though would solve my issue of wanting to keep San Francisco as my primary residence.

I've made inquiries with the city building permit department about the requirements and restrictions, e-mailed several egress window companies as a start but don't know where else to look.  

round up and monsanto are evil.  7 states have allows local communities to restrict use. 

The drawback is if you don’t meet the income restrictions, you would have to purchase in a no income restricted area.

Just make sure there are no ordinances or HOA restrictions.