-I buy a house using OPM-I don't fix it-I owner finance it "AS IS" for double what I have in it (10.55 for 20 yrs)-I collect a down payment (and put it in my posket)-The new owner goes to work fixing up MY COLATERAL-I collect the spread btween what I owe and what I collect-I never fix toilets or get calls in the middle of the night-When I collect a payment...it's MY MONEY.When was the last time you called your mortagae holder to fix your toilet?

Our Worcester launch is on the 16th, hope you can make it, it's in an Irish Pub, so food and beverages are available during the event.

Also mentioned that they aren't going anywhere anytime soon because "real estate is hot".Interesting food for thought regardless of what you do or don't read between the lines.

You can sub-out the loan application process to a license holder.

Mold needs 3 things to survive ... darkness, moisture and a food source.

Just food for thought!

I'm not seeing where a note holder has to qualify any buyer of a note.

Any answers or food for thought would be appreciated.Education: A.S. in Business from community college, worked on my Bachelor’s in Business Admin in the 1990’s, but dropped out about 1 ½ yrs. short of graduation.

Karen MargraveHi Karen, thanks for the food for thought.

Check out his book "Cradle to Cradle" or see a TED talk he gives: http://www.ted.com/talks/william_mcdonough_on_cradle_to_cradle_design.htmlAs an example - Gotham Greens partnered with Whole Foods recently to open the first rooftop commercial greenhouse on top of a supermarket.