I put extra each month on the highest interest student loan, but save most cash for the rentals.

@Travis Washington I dont know the rental comps there but if you do choose to add the fence, you can target different markets such as pet owners who would be willing to pay extra for the fence for their dogs plus you can charge a pet fee.

If so, why should you get the extra hourly PLUS a larger percentage of the profits? 

@Maneesh Joshi maybe its different here in KY, but i've never had to turn in a lease agreement for any of the rental properties I insure for my customers. if you are rehabbing the property, you should have 6 months to get that done, but will have to put the vacancy endorsement on the policy. then remove the extra endorsement once its rented out. maybe try a different agent...

At the end of the day and extra 2% in interest (if that) isn't usually a deal breaker on an income producing commercial property.Hope this clears some stuff up for you.

@Ryan H I don’t usually supply fridges in my rentals, because it’s an extra appliance to maintain.

IMHO, a lot more work than investing in single family homes, but with an outsized return on that extra work.Some thoughts based upon what you've said here:It will be very hard to syndicate a deal that's only 6-12 units.

Fresh and clean with large windows and great natural light with new carpet and paint, nice remodeled bathrooms, kitchen and finished basement with extra bedroom and bathroom.

One of my renters is a professional tradesman and he is my extra handyman.

I spoke with the bank about given us an extra month or two before starting to pay the mortgage cos I can not afford to pay two mortgages at the same time.