This in turn led me to screening speakers (which is how I learned about notes) and even met my business partners who I started my current company I still own today.I still go to REIAs when I can (I just spoke at South Jersey REIA) and not sure anything virtual compares.

In this low interest rate environment private lenders are everywhere. 

Currently owe $255k.- Mortgage rate is 6.125%.- Lived in it for a year, then moved out to rent elsewhere (where I currently live).- Rent was $1,750/month, but the mortgage was $1,900/month, plus an HOA fee of $360/month.- This meant I was out of pocket $510 each month.Fire Incident:- In November 2022, a fire in the unit above caused water damage to my unit.

If you do 10 loans, that are all low quality, then 90% ltv would be pretty high risk.

I’m curious to know if the 10-15% fee (being low for STR) is worth it.

Assumable mortgages in this market, other than a potentially longer close, don't really have many cons.You work with the seller's bank, who is currently holding the loan. 

We currently have a single family unit that used to belong to my wife’s grandparents that we turned into a rental. 

Cash out refinance: Hoping to get 70% LTV from current strip mall commercial property. 1 unit owner occupied. 30 year term.

Low capital prepared but currently building up.

If managed by the owner currently and you plan to hire people add in a 30% loss of revenue.