I also discovered a great podcast and blog post on this topic.Who Said All HELOC Interest Is No Longer Tax Deductible?

I've had situations where information was not provided to me and then upon review we discovered They were not sent over at all. 

Any advice on self directed ira's and financial institutions that support them would be appreciated.

I was surprised at how many banks and financial institutions are in the Twin Cities (along with Target, Cargill, Best Buy, etc.). 

@Jerry Padilla all lending institutions are at 25% now.

Do any of you have any recommendations about what banks/institutions i should get a loan from?

We were turned down by 3 other lending institutions.

Let me know if you have worked with any lending institution out there that is friendly to business owners and can think outside the box, that gave you a HELOC.

When they dug up my driveway and the sidewalk they discovered that they sewer line had also detached.That may be a rare expense but... hot water tank, furnace, roof, windows, electrical, plumbing (always plumbing issues), will all come up, and more frequently than you think. 

Brayden, there are about three banking institutions who are still doing mortgage financing to Foreign Nationals who reside in and outside of the US.