Finance for non-citizens?

[Brayden Currey]

Hi all,

I’m looking to move over to the US and was wondering if anyone is able to offer advice about borrowing money on a visa.

My current understanding:

We (non-citizens) can get a regular mortgage through a bank only if it’s a home to live in.

Banks consider up to a fourplex a standard property they’re willing to offer a regular mortgage. Assuming I live in a unit.

When it comes to buying investments or flipping regular banks wouldn’t be an option? Alternative loans such as hard money would be the only options?

I could be completely wrong. Open to all and any advice.

Thanks in advance!