The loan is supposed to be for any economic damage you have from the disaster, if you are intending to "funnel" and "be creative" with "tricks," remember the terms do state you can be subject to an audit of your books, I don't think it would be a good idea for anyone to reply here under real names with ideas on how to get around the terms of the loan. 

My wife and I want to begin buying some multi family homes in the coming economic market that I can only assume will be deflated from where it is today.

Hello Everyone,I am a 21 year old college senior studying Economics and reside in New Hampshire. 

With this whole crisis going on, I was wondering if now is the correct time to get into this business or not.

Many investors I know work with places like Waukesha State Bank, Tri-city, etc.Many of these high reserve requirements have been established due to recently economic instability.

Applications for mortgages to purchase homes gained for the sixth consecutive week to a level that was 6.7% higher than a year ago, back when a deadly pandemic wasn’t interrupting the spring home-buying season.Last week’s so-called purchase apps were up 54% from early April when most U.S. states were under lockdown orders to keep people at home in an effort to stem the spread of COVID-19, said Joel Kan, MBA’s associate vice president of economic and industry forecasting.

Rents in the area are on the rise and the economic outlook overall is pretty healthy as well (except for the COVID-19 bump in the road). 

So it'd be Nail and Bolt L.L.C. 10% economic interest, Shane 10% ownership interest, Me Jenna 80% ownership interest.

Here is some of my rationale:There is still a housing crisis.  

They are designed to encourage investment in underdeveloped / undeserved areas to spur economic growth.