A lot depends on the loan term (length) and the prepayment penalty which is common on commercial loans.

If you are not local then yes, this is a very common question for insurance companies. 

Is mezannine debt a common way of funding all of the development costs (Entitlement,Design, Permitting, etc.) before raising capital for the construction?

Yet, the most common question we get isn't about the fees, it's about the rate.

Regarding a separate detached ADU in Denver, they aren't as common as you see in Los Angeles.

For example being a real estate professional, how to treat losses from short term rental, Capital versus expense on common items, etc.

As is common in Miami if you're going to sell me problem properties don't use problem free properties as your comps.Best of luck

So, looking for common-ground, I'd say the solutions lie in combining (1) super modest rent stabilization laws that won't handcuff and bankrupt developers and landlords but instead focus on anti-gouging; (2) enhancing rent-assistance programs; and (3) streamlining development, with crackdowns on NIMBYism.    

There are however exceptions so you might want to look at the code other than the most common exception to withholding, and that is if the seller furnished you a FIRPTA Affidavit.

I don't know if I agree with the lending score thing and internet searches at all - I haven't thought long enough about it - but I don't particularly see how a private company, using their own scoring systems, denying you a loan because of your internet history has anything in common with the Chinese government.