Feel free to reach out if you want to talk this through directly.

Similar for a shower with a proprietary enclosure and a Schluter system and fixtures which bear an enormous discount to plumbers and installers.Paying the GC on day one for these things does not reduce the risk to the GC unless it is established in the contract that materials are paid upon delivery to the site.

Ensure both parties agree on the scope of improvements covered by the allowance.Feel free to reach out to me directly if you need!

Feel free to shoot me a direct message!

Lender calling the note due is a risk, but done the right way and guided by an experienced professional the risk can be minimized. 

Infact, it's advertised online with the Realtor.com site showing all the amenities of my apartment, the electrical, the plumbing, the windows, the door, the shower and toilet and even the kitchen sink so obviously it must be legal because I can't see an agent of his caliper risking his career and livelyhood for undisclosed info.

Please feel free to message me to see how we can work togther on future deals

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This could limit your ability to refinance in the future to lower your payments.Rental Viability: Renting out a very new home (built in 2019) may not be ideal due to potential wear and tear concerns and the fact that it's less likely to need significant repairs or updates that tenants often expect.Local Market Considerations: Chicago's property market is known for high property taxes and historically slower appreciation compared to other markets.Financial Necessity: If you don't have a strong financial or personal reason to move, such as proximity to work, family, or lifestyle changes, it may not justify the hassle and costs of buying a new primary home.I am a loan officer so feel free to reach out to me directly if you have any other questions or would just like to discuss!

If the numbers work out and you're comfortable with the risk, this could be a powerful way to scale your portfolio.