An exception is if a market has over demand and a short supply for that product type then it can still sustain itself.This is just what I saw in the last down cycle.

Plus, they can work with you to improve your credit and get you a better loan product (lower interest rate, etc.) if they have some time upfront to work with you on this.2) You Don't Need 30% Down For Conventional -- You only need 5% down.

Through listening to many individuals on the Pod casts, I realize investing in Real Estate doesn't mean you have to live beside the property forever.  

Just checking to see if anyone is lending in-house with less than 20% down without mortgage insurance on investor products.

You might also try posting to craigslist in your area under the individual rooms section.

I reference the CPA since there are tax implications of an LLC (although pass through to the individual taxes) verses you as an individual tax payer.

Call or text each one individually? 

I don't see that flying unless they are motivated. 

Individuals below poverty = 16%and median household income = 45K.

I heard there was a conventional product which would allow you to put minimum 3% down.