Replacing the 1950's R5 paper-backed rock wool insulation in the walls with R24 worth of closed-cell spray foam; adding 6" of blown cellulose to the attic (to bring it to R50); installing an R10 subfloor over the slab; and installing a ductless split heat pump cost us ~8K.

You're between a rock and a hard place and may not be able to close this deal with the situation you have. 

The difference between an average sales person and a rock star is experience and perseverance, its rarely a matter of natural ability. 

It produces income solely as a result of the efforts of you and your employees. 

There were literal holes in the roof that lead to the sheet rock sagging in a couple of units.

Hopefully your rentals actually produce some income.Also be aware that as you take or are allowed deprecation the basis in your property is reduced by that amount (taken or allowed, which ever is greater). 

The first is to provide the life I promised my beautiful bride (that's Nikki) in my initial pitch 19 years ago.My wife, Nikki, is a licensed cosmetologist/hair magician, homeschooling mom of 4, entrepreneur in women's health, a CRAZY phenomenal cook, a very loyal (read: non-gossipy) friend, and all-round pretty fantastic chick.My 2nd dream is producing 4 highly-productive, others-focused, highly unaverage adults out of my beautiful kids.Number 3 is changing every single life I touch for the positive, some in big ways, some in "small" ways.I love to inspire, encourage and strengthen people.

If it does not appraise and you fall oout of contract...it is your benefit not to ever receive the the appraisal as you may possibly need to produce it to the next buyer as a disclosure depending on local law and customs.

If an agent lives in that subdivision it may be harder to get in the subdivision if they are a top producer.

"Produce the note" or note owner is a step that attorneys recommend, when if property is in foreclosure and therefore, I do not think I can use that step.