Yes police details instead of flagman and if you have 2 then you need the lieutenant s the 3rd and that’s gonna cost you a few grand a day just for them.100/st is 170k for a driveway.

Hi Joseph, I'm in Oil and Gas too and work in Grande Prairie 3 weeks on, 2 weeks off.

Of course, you’ll likely incur a few grand or so of closing costs for each refi, which can be rolled into the new loan.- If you envision paying off the second lien in the near future, I don’t think a cash-out refi makes sense.- Using the numbers you provided, and a rate of 10% instead of 9.3% for the HELOC (seems reasonable to plan for it to hit 10% soon, as Prime is predicted to keep rising), it seems that the new ARM loan would put you at about $500/mon higher regarding total payment, but that the end of FHA MIP would nullify most of that increase, and that it’d thus be about a wash.- If you refinance the property as your primary residence and shortly after seek a new mortgage for a new primary residence, if much less than 12 months have passed since the refi you may have trouble getting the new loan, as you’re going to make a new commitment in your refi docs regarding intended occupancy.- For some people, especially as time marches on, the need to get out of an ARM loan before adjustment is stressful.

I grew up a little southeast from GR and now living on the west coast (summers here remind me a lot of MI... with the bonus of way less mosquitoes and more mountains). 

@Drew BrownThere are facebook groups for Lansing and Grand Rapids and there is a meetup in Traverse City area once a month.

We are an affiliate group to the RPOA of Grand Rapids. 

I have around 20 grand saved up, which is a lot and I've worked hard for it but in my area and California in general, it's not ideal to start with; even for an FHA 3.5% loan near my University.

Plus I could employ my grand kids

He thought he was clever and wanted to see if he could spin a 400k mutual agreement into a few extra grand by lying about his intentions.

"Hey, hey, hey, looksa me and my crapshack, the wholesaler says the ARV is half-a-mil, I got it for fifty grand!