At a 66% LTV, they're offering me 7.5% interest and $245k out.

Certain vehicles offer more protection than others when it comes to bankruptcy proceedings and ringfencing assets from creditors.A good CPA should be able to effectively advise on the tax and legal implications of each vehicle.

I offer some of our documents in the BP File Place, available to you for free, look under Other Documents for these.As for the most recent challenge... if you have a clause in your rental agreement about unauthorized occupants, enforce it.

I would contact them and find out what's going on and see if they can offer any assistance.

I guarantee the fire marshal would back you up.You could be nice and offer to install a $200 bike rack outside the building, but I would not compromise on storing personal items in common space. 

I would encourage you to offer a "move in special" to your tenant. 

I know other offerings where they have partnership interests in the LLC as well and are not considered unsecured debt.

Is it only offered in select states?

Geico/Progressive do not offer them - they offer homeowner's insurance, condo insurance, renter's insurance and etc, but none of them covers the building structure & the common areas. 

I’ve utilized one my virtual assistants to call two separate list, consisting of 6000 prospects.