@Carlos Rodrigues this is where you need to be creative.  

The seller is open to creative financing but is unable to carry a mortgage. 

With the rest, if there is any, be creative with your financing options whether your expenses are thinking about is wholesaling, or Fix and Flip, or another short term investment that get you were you ultimately interested in.  

You may find yourself understanding the following in greater detail - Wholesaling, Understanding Assignments, How to analyze a flip, How to analyze a Buy & Hold, Understanding Lease Options, Understanding creative financing, How to put a contract together, Understanding how to negotiate a deal, and more.

Is there such thing as 'subject to'  or other creative financing option when purchasing a property from a seller who acquired the property with a hard money loan?

Heres what Ive incorporated into my list so far according to List source.Geography - Staten Island, New YorkMortgage- Selected all mortgage and Clicked (Matured Mortgage) no preference on maturity dateProperty- I selected  (EQIUTY $) with a range of equity from 50,000 to 80,000, i couldn't go any higher and figured less than 50,000 might be too low.Demographics- Selected (Household) and chose a range of age from 35 to 65 years old.Foreclosure- Selected Bank Owned REO Property.

Be as creative as much as you can when it comes down to lending.  

Also get creative.

What are some creative ways to get in touch with the right person to make an offer with ??

As a "lurker" who will pull the trigger on his first investment, I wonder if folks have creative stories or recommendations for purchasing their own place of residence?