Just in the past year and half I partnered with a new investor on a $4.2M commercial building and another investor on a $3M office building. 

I want to do half acre lots so 20 houses.

With the COVID scare, stock market crashing a bit (for any savvy long term investor, who cares, but regular folk get scared any time they see red), election causing uncertainly, it is inevitable that people will look to sell their extra property, and also likely scare away half the buyers.

Half-true :)You cannot deduct these losses now, but you will be able to deduct them eventually, when you sell the property. 

You have probably already studied more than half of the successful investors.

Technology is changing and disrupting almost all industries and yet people will always need housing even if robots are doing half of our jobs)3.

With the half percent drop in the Fed rate is it a good time to refinance?

Is it worth it, in your experienceThanks for replies and all the advice I borrowed over last year and half. 

It's muggy as hell and hot as Hades half the year!

The other is an investment property that happens to be the other half.  2.