Generally there are three categories of multifamily investment properties – which will greatly determine your loan options.These three categories are based on the number of units at the property.2-4 Units: While these are “multifamily” properties in the sense that there are “multiple units” – you will generally have very similar options for financing to traditional residential loans on single family rentals – think the traditional 30-year fixed rate conventional option or DSCR Loans – and the coveted 20% down payment option too.

Explore financing options 5.

So what are our options?

Alternatively, you could consider marketing directly to sellers as another option.

Last option, a hard money lender can help.

Also, you didn't mention it but I am also specifically not asking about seller finance, it is an option but not the topic of this thread.

Using a rental is one of the best reasons to buy one so I like your thinking there.The proliferation of STR in ski areas have made areas a little farther out more of an option in some of the ski areas so you can track the options by looking where they short-terms stop on the map in the areas you like.

Yes you can put it in a CD, there are also many other investment options in real estate and outside real estate that still make sense today.

If this trend is likely to continue, it might be financially straining to keep the property, especially if you need to invest more in renovations.Financing Options for Renovations: If you decide to renovate, consider how you'll finance these renovations.

I do agree that Mixed-Use took a beating these past few years and would like to see more competitive options.