@Bryce Platt I am definitively flexible when it comes to starting out.

Gives you flexibility!

They can have more flexible and creative lending options for you and once you start a relationship with them you can build on it 

I have some flexibility with financing deals, just a matter of finding them. 

Even if it’s a part time business it would be worth effort just so you can have more flexibility with Solo401k.All you need is a little self employment income to rollover old 401k to a new Solo 401k.

I am a 30 y/o software engineer, and am extremely flexible with where I am willing to live for the next 5 years or so (currently in the north east, no family).My goals with REI for the next 5 years is cashflow.

I am a 30 y/o software engineer, and am extremely flexible with where I am willing to live for the next 5 years or so (currently in the north east, no family).My goals with REI for the next 5 years is cashflow.

Very part-time and flexible hours.

My option is that I would do this from the beginning for several reasons:1) Liability protection (consult with your attorney on this).2) Separation of business and personal credit (keeping your rental mortgages off of your personal credit allows you to be more bankable for any lending you might need such as personal mortgages, car loans, etc).3) Leveraging business revenue to secure additional business lending (such as business lines of credit). 4) Loan flexibility (there are several hard money lenders that have pretty good long term renal programs with flexible terms unlike most residential mortgages that will be stricter on some of terms such as where the down payment and closing costs $$ comes from).

It seems like these local credit unions are just much more flexible on how they do these deals.