In Alameda County, California, there is a newspaper that comes out that has a listing of each of the foreclosures that are scheduled to be sold every week.

Working towards building up but dont want to depend on those 3 digits to get my next deal. any tips on getting into next property?

Good future resource with a digital library. 

If the criteria to be a private money lender is no fees, 100% LTV, single digit interest rate and minimal underwriting then they are certainly not that.I think they are both, hard money lenders because they weigh the hard asset as collateral for the loan way more than borrower's credit and income when making the lending decision; and private money lenders because loans are sourced from private party funds.I know folks that refer to themselves as private party lender that charge more fees and interest than other folks I know the call themselves hard money lenders.

The newspaper and CL ads start running tomorrow.

I own two companies, Rewind Memories (digital conversion company) and That's Crisp (boutique design agency).

I saw an ad for a new 3/2, 1 car garage in the local newspaper on Sunday, June 17th.

Overgrown, newspapers piled up on the front door, a boarded up window (not shown).

I have a 7-day digital thermostat that costs 1/4 as much and only requires me to touch it four times per year [ 1) turn the auto heat setting on at the beginning of winter and 2) off at the end of winter; and then 3) turn the auto cooling setting on at the beginning of summer and 4) off at the end of summer].

Then save up until I have enough to invest again.On the other hand, if I know how to invest in real estate, where I can consistently make double digit rates of return, often over 20%.