It may be right a "project". 

The lower percentage is for lager projects $10M +.

I didn’t pull any permits for this project, figured I’d jump in get going an ask for forgiveness later on this project since It was the first one and I was kinda feeling it out being the first one.

@Jeff Hsieh, thanks for sharing info about your potential project.

Good Afternoon bigger pockets,I'm looking for a good contractor referral for a new construction project in buffalo.

I was intrigued by this as these credit unions were providing commercial loans up to 80% of the projected appraised value.

Not saying you shouldnt worry about it but I dont think 10 year old rent data is particularly helpful in projecting future rents.

Huge plus if they also help with project management for small rehabs.I am travelling to Montgomery, AL next week and would love to meet with them.Thank you!

I've also been living through infrastructure projects that are tying up traffic with road construction.

I have done good at South Atlantic bank.. although to my knowledge I am there only out of area borrower..Most of these banks will only lend to you if you live there or at least have a second home there.it took me 3 years and many turn downs to get to them. but now we are on project 7 or 8 in the last 18 months and I find our personal banker there to be very helpful and of course the essance of a Southern Gentlemen.