Having said that, there is a loan program/approval process that can improve your chances that I just learned about yesterday.

If you have any doubts....here's the exact verbiage from Fannie Mae:B3-4.3-15, Borrowed Funds Secured by an Asset IntroductionThis topic contains information on borrowed funds secured by an asset, including:• Borrowed Funds Secured by an Asset• Secured Loans as Debt• Reducing the Asset by the Amount Borrowed• Documentation RequirementsBorrowed Funds Secured by an AssetBorrowed funds secured by an asset are an acceptable source of funds for the down payment, closing costs, and reserves, since borrowed funds secured by an asset represent a return of equity.Assets that may be used to secure funds include automobiles, artwork, collectibles, real estate, or financial assets, such as savings accounts, certificates of deposit, stocks, bonds, and 401(k) accounts.Secured Loans as DebtWhen qualifying the borrower, the lender must consider monthly payments for secured loans as a debt.If a secured loan does not require monthly payments, the lender must calculate an equivalent amount and consider that amount as a recurring debt.When loans are secured by the borrower’s financial assets, monthly payments for the loan do not have to be considered as long-term debt.Reducing the Asset by the Amount BorrowedIf the borrower uses the same financial asset as part of his or her financial reserves, the lender must reduce the value of the asset by the amount of proceeds and related fees for the secured loan.Documentation RequirementsThe lender must document the following:• the terms of the secured loan,• evidence that the party providing the secured loan is not a party to the sale, and• evidence that the funds have been transferred to the borrower

There are programs thru some states, cities, or counties that will give you a grant to cover closing costs and downpayment.

I got a certificate online.I just started a new job at Taco Bell...Can I fill out the application today and then pay the $30 application fee when I get paid next Friday?

Internachi is one home inspectors certification service you might look for to find one.

Luckily, I'm a first time home buyer so there are a lot of great programs out there.

There's not a limit on the number of times you can use the Veteran's loan program because it's a lifetime benefit.

Wyoming opened their Emergency Rental Assistance Program two weeks ago. 

I have a mixture of Section 8 tenants and Abode Program (look it up) tenants in my rentals out there that I personally screened and have not had any problems.

Has anyone used the One Mortgage Program for their first deal or a government program similar ?