@Jay MichaelGood Question,The safe bet would be to buy your conservative first home with your family and have atleast 20% equity in it.

for pictures click image below from below where you are writing and drop a file in but there are limitations on size and type, I am not sure how you find those. 

We can't get another mortgage to move out of the commercial building right now, and year lease rentals are basically non-existent in our area (at least ones that are the size we need).

Hi Anthony,They might just move out if they had another place to live.It's common for apartment complexes to allow dogs (of a certain size) and cats.

Bet on black. 

Out of the ones you listed I would say your best bet would be Concord.

I bet it's lender paid PMI.

examples: Type/Size of house - (so we know what you flip using this kit)Paint color/brand indoor-Paint color/brand outdoor-Flooring type/brand -Cabinets type/brand -Counter top types -Pulls (style, type, etc.)

Your best bet is to build a relationship with a quality independent agent that can shop the right carriers to get the coverage you are looking for.

I think that investing in the Long Island area, although competitive, would be your best bet.