You would most likely looking at a 5 year ARM with a 20 or 25 year amortization rather then a 30 year fixed. the secondary market IS what allows the 30 year fixed to exist. 

Moreover, a HH allows you to learn these lessons in a context that is often lower-risk than more advanced strategies (like out of state investing, flipping, etc.).

I know that going on the loan in my own name would allow me to put more loans under my belt in the future before we get married and become one unit. 

However, as time went on, I found that the passive income generated from my rental property allowed me to achieve financial stability and freedom.

But it will still allow you to afford a SIGNIFICANTLY higher price point than if you did not house hack.So, if real estate appreciates 5% per year, then a $500,000 property will have $138,000 in additional value after 5 years.

I'm wondering if any of you would be open to meeting for a coffee or allowing me to compensate you for your time, as I'm keen on learning from your expertise in this field.

Is it allowed by zoning?

These forums are incredibly valuable because they allow us regular Joes to come together, share our experiences, and help each other reach our financial goals.

I would also have a realistic check in with yourself... would it be easier to scale/grow your current biz to allow for more freedom for your spouse? 

It allowed me to learn what owning property was like, while getting some positive cashflow.