It really depends on experience level.

If you just called someone up and asked how you could help them, you would be ten steps ahead of Bobby, who is stammering through the first line of a script from 1974 about a cash offer when the homeowner bought the house for 51k in 1978 and it's worth 804k (aka does not need cash, he needs a place to go).Agree 💯!

Quote from @Davin Manfredi: This is a construction material on the remodel or work done on the home, so I would say it would fall on you.

Appreciate any insight  Depends on where you are because every state and locality is different.

Sounds like you are on a the path so far.

Buy, Rehab, Rent, Refinance, Repeat method to pull equity from their first property and use it as a down payment on the next.

Does my lender need to provide escrow instructions or anything along those lines?

I hear the same thing at local meetups and on this site.  

It shall be delivered full at the end of your lease or the amount to fill will be deducted from your security deposit.Something like that.Oil is tough on tenants because it costs a lot at a time to fill.

I'm grateful for my real estate investments and having a property manager to answer the phone on days like today.