Remembermodt banks will lend you 80 percent of appraisal or purchase price whichever is lower.If you buy at 30, it’s worth 50, then you can potentially tap some of that equity after a seasoning period.

You can cash out what your spend initially or 70% of appraisal value whichever is less.

@Alexander JohnosnYou should look with your employer if they allow loans against your 401K.Depending on the 401K that is set up; you can potentially loan up-to 50,000 or 50% of your vested 401K balance,whichever is smaller.Is the 14,000 the vested balance?

They filled out the application on Cozy and he checks out well; ex-military, currently working while also going to school, no major blemishes (a late cell phone payment years ago is as bad as it gets).

Use your cell phone to video to remember.

They still have to pay for transportation, food, utilities, cell phones, TV, Internet, clothing, etc.

Which ever lender you use verify that they are legit 

A little less competitive are listings that need work, or my favorite listing that are just poorly presented on the MLS: sometimes they only have a hand full of pictures taken with an (old) cell phone - some of them are hidden gems!

@Joe Evans Which ever book is on top or easiest to get to (it doesn't make a difference). 

Just look for both of them and whichever one you hit first with a good deal, buy.