With a conventional the PMI will drop once you hit 80% LTV.Owner financing can be great, just talk with the bank ahead of time.

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I’m not telling you how just telling you to plan ahead.

Client communication is built into our model ahead of time, similar to a subscription model.

This was after a reputable guy explained to me that it wasn't worth the risk and yet I went ahead and screwed the pooch.

So you're definitely right there is more than one way to skin a cat, and I can see the value in skipping ahead to the end for a fee.

I was told quite frankly that if you offer cash or a conventional mortgage you will be put ahead first.

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I want to get a ballpark from the lender ahead of time if at all possible. 

Whether you're one block away rather than two blocks away won't make much of a difference and won't justify a significant premium.If you want to go ahead, having your parents on the ground is definite a positive if they can help with the management.