A Veterans Administration mortgage where a Veteran and non-Veteran co-borrower qualify for a mortgage together is called a joint VA loan.But like I said to Denis some lenders do not offer this options due to guide lines or investor overlays. 

I have a a filing cabinet where I keep copies of current leases and that also has contact info for tenants. 

Think of the EXTREME example where someone buys a ratty house in a TERRIBLE neighborhood and then GROSSLY over improves it because that is what they know and like themselves.

Does anybody have ideas to where other areas in North Charleston are gaining traction?

What I mean by that is for instance in a place like Newport Beach California where houses cost millions to buy there may be apartments available for 2000 a month, which is way less than the per square foot of a purchase.

Click the bar at the top where it says services, and then click Short term rentals. 

If you are looking in an area where the numbers don't work, then perhaps wait until later in the year when the market is slower. 

Where are you putting the second bath and what are you losing for get it?  

One often overlooked item for those who invest in Ohio is not filing the locality returns.Ohio is a unique state where they require locality returns to be filed in addition to the state return.

This is a huge topic for land investors.Choosing a market (knowing where there's likely to be demand for what you're trying to build and what type of vacant lot you're buying)?