A bit about myself, I'm currently active duty Navy stationed in San Diego, my wife who was also Navy just recently got out of the service & I think now is the best time to try to purchase our first property we are looking here in San Diego and some areas in Arizona.

Thank you for your service !

Then, invest the REST!

I am working with a partner that is bringing the down payment and I will be financing the rest.

I know it sounds great on paper.. and it may work and if this is only 5% of your available cash you can take the risk.. but if this is the majority of your investing cash I say risk is simply too great ... .listen to @Curt Davis sage advice he has been around the block for many years and is not trying to sell U something like all the rest of the folks posting on this thread.

It's self-service and people just pay!"

If you can't finish it within 21 days after vacancy, send the tenant an written estimate from the contractor with some padding along with the remaining deposit, and send the rest when the repair is done.

Also contact the NC Dept of Health and Human Services.

Investment properties are typically lended on based on three factors: property value, borrower's FiCo, and debt service.

I also recently had a tenant who told me he would be home to let the pest control in.... in 8 months, he never did  (even though we paid $$$ for the service), so when he moved out.. lots of roaches!