ridgewood and bedstuy would be best bet just as far as event/culture trends (where young ppl want to live). ppl moving to bedstuy dont mind the grungy and still borders bushwick. bedstuy willl prob have most growth as far as minority owned small businesses. trains, gyms close by. also wyckoff hospital is buying mfh nearby and using them as offices. it's possible a larger hospital network like lij/northwell health will buy them and expand so you may have a rental property to sell to them. lol. dont be suprised if new mayor proposes some new train or fast rail line like the L train on outskirts of bk\queens. your prop value will skyrocket in 10 years if you bet on that.

I'm planning to have lunch with her Wednesday to get a better understanding of what she wants and what I can provide.At this point do I create some sort of "real estate proposal" to hash out what I can do for her or what markets I think we can get good ROI on her investment?

Here’s what I propose:1.

DSCR refers to a mortgage that calculates a debt service coverage ratio to determine your ability to repay based on the mortgage payment and proposed rent.Don't look for a hard money loan unless it's an absolute last resort.

Almost all of the legislation in the US is driven by special interest groups.

Without these small yearly increases you will fall behind market value significantly.Few tenants will accept the 25% increase in rent that you are proposing - unless you are so far below market value that $1300 is still the best deal they can find.

If you are experienced and the A type property you propose cash flows you don't need to pay 3%. 

I’ve seen people look for mentors and I thought of a new approach; you share you real estate knowledge and I’d share my tech knowledge.Real estate is not particularly a techy field but in many aspects, software is part of our day to day, which can either enable us to operate more efficiently or slow us down and *annoy* us.So here’s my proposal - think of me as the family member who knows computers and can help you figure out how to troubleshoot your tech problems (or help with automation/other projects you might be thinking about) and exchange your time and knowledge you’ve acquired from real estate so far. 

Biggest non-negotiable is they need intimate knowledge of STR and the STR landscape/legislation in the area.

It would be important to know your current rate, balance, and new proposed rate and loan fees.