I am thinking to at least reduce the monthly lease payment to $600/m (fair market price) with no money going toward balance.

I know NOTHING about Commercial Real Estate but I can tell you that if you are incorporating PROACTIVE marketing (cold calling and door knocking) with PASSIVE marketing (direct mail, emails etc) that is the recipe for success in ANY business.Good luck and keep up the good work

Let's use $2K/month as an example.2,000/month x 12 payments/year = 24,000/yearBi-weekly at the same rate would need to be reduced to = 24,000/year.24,000/26 payments = $923 per payment$923 x 2 = $1846 which is going to be short $154 of what is due, not to mention the payment to the bank is due on the 1st, not randomly throughout the year.

As I understand it, if you have not reached full retirement age, 66, your social security benefit will be reduced if you exceed a certain earned income.

Can you pay out of pocket at reduced expenses to fix it up?

So, any L/O, Sub-2, Contract for Deed or any note thereby secured by a residential property are all financing agreements.Now, a lease at market rates without any purchase credit allowed or granted together with a true option, where no part of the option price is financed and it is paid as a lump sum when made is not a financing contract, so you could do those.BTW, any agreement to reduce a sale price over time for past performance can be seen as a financing arrangement as well.If your transaction is not specifically exempt, compliance is required in any installment sale.

I am priced to high I know pretty quickly by the lack of response I get :) Than I reduce the price.

Now they finally are being released from their order they made it through but they had to raise a bunch of capital to do it and reduce their overall exposure to RE lending.

The other issue as to collateral, another example could be where "qualified bonds" (being government issued bonds "A" rated or better) can be pledged to reduce or even eliminate collateral risks.

Keep in mind, the business must be run as a business according to the terms of the LLC to reduce the risk of the shield being pierced.Highly recommend having a good umbrella policy in place too.