They can provide personalized advice based on current tax laws and your individual circumstances.Please feel free to reach out to me directly if you need!

I heard they are scamming people, but never dealt with them personally

There are three main requirements for REPS: 1) 750 hour rule 2) Greater than half of professional time rule3) Material participationHere’s a great article that walks through the necessities for your spouse to obtain REPS status.Do you have questions on the ways to benefit from a cost segregation study without personally obtaining REPS status?

Excited to start my investing journey and eventually getting my agent license.

I had thoughts about getting jobs but had no luck in landing in one that matches with my criteria, which I think is a good thing in terms of my RE journey. 

Quote from @Jason Weber: I am curious to know how many properties/units this person is managing and how much you are saving by hiring them instead of a professional property manager.Management involves a lot more than collecting rent, showing vacant units, and turnover.

It gives you perhaps a more thorough view of the type of person they are. 

Personally, what I've been doing is simply adding up these individual expenses, and then come tax time or whatever, simply divide it among the number of properties that I have, and then add that number to the specific unit in question's maintenance/repair expenses.

Your draft person should know about this, but make sure you check this.

I personal would only explore re-financing with other lenders (having conversations- getting to know what they offer).