This makes it hard for small builders like myself to obtain lots to build on. 

This truly is in an A+ location. 95-100% occupancy.I obtained the 8825 form, but honestly am quite new at this and needed some help deciphering line-items.

A BPO-brokers price opinion should suffice, no need to obtain an appraisal.

Thanks, so the standard procedure is to obtain financing in your name, but put the property under the corporation?

FHA will not insure a mortgage if FHA concludes that the transaction was designed to use FHA mortgage insurance as a vehicle for obtaining investment properties, even if the property to be encumbered will be the only one owned using FHA mortgage insurance.

All may not have been obtained for the right price that would allow you to flip bUT deals areally closing.  

These will enable you to obtain personal references from others and meet potential lenders eye-to-eye.

If the community votes to restrict rentals then investors may sell but values may rise over the long haul as lending will be easier to obtain for owner occupant buyers (assuming a low about of fellow investors in the community).

If the final Risk vs ROI is acceptable to you and you are in a position to pay the Financing and Carrying costs out of pocket, I wouldn't let the hard money issue stop you.Incidentally, if you can get the owner to sell to you via a Wraparound Mortgage, you can significantly reduce the amount of hard money you'd need to obtain, improving your profits.Incidentally #2: Some HML's impose penalties if you carry the loan for longer than six months.

ALSO - Where can I obtain a basic assignment for the contract?