As far as unemployment...I think you can basically consider it Raleigh, so it's low. 

These are bit more complex so you need to make sure there's a solid deal there before you mess with a pre-forc.

You can take advantage of the low downpayment with an FHA loan.It would also help to know what area you live in.

You can get really low down payment options, and then you would be started purchasing properties. 

Hello,I'm in a position where I have low debt because I have high utilization from my student loans that I am trying to catch up payments on.

I set a low anchor price and worked from there.

@Michael Bacile  Yes, if a lender pulls your credit to give you a pre-approval it will show on your credit report. 

Ideally I would have liked the appraisal to come in at 95-110k on the low side and maybe I could get 120k on the high side, maybe.

Try Private Money if you can find it or call around to local smaller banks and tell them what your doing and ask what loan would be suit your needs and ask what their rates are.Also I personally thing your Vacancy, Repairs, and CapEx is low.

Opportunity Zones are a new community development program established by Congress in the Tax Cuts and Jobs Act of 2017 to encourage long-term investments in low-income urban and rural communities nationwide.The program was created by Sean Parker, founder of Napster and President at Facebook.