I have no doubt whatsoever that he'll be able to make a nice living plying his expertise on a freelance basis.

Personally I think everyone should have an umbrella policy also.

my buyers on my new builds even get sewer scopes I personally would never buy a home without one..  

If its less then I will have to carry the remainder of the loan and possibly be forced to pay it in full as well (or switch it to a personal loan since theres nothing to take back if I default). 

Multis feel more like a house and you have one person living with you (or 2 or 3 depending on duplex, trip, or quad), whereas an apartment complex has more amenities, but people sharing walls everywhere.

The latest one I received today was a person that wanted to know if I was interested in the VA service.

My property Manager has contacted the case Mgr, the supervisor, the person over that dept.

I personally do hard money lending and investing in the city.  

Your cap ex and management will likely to be factored in and are you planning on seeing these in person.

I was approached by a tenant who says they are licensed to run a Group Home for persons  with Disabilities.