In April, shopped around a bit with a different agency, but they couldn’t find a cheaper rate.

I have a few of my higher priced ones in my personal name because you can have up to 10 conventional in your personal name and they have typically have lower rates, so might as well save them for the bigger ones.The majority are in LLC's. 

Obviously looking for the lowest interest rate possible!  

If you have an appetite for 30 year type loans and willing to accept rates at 7% currently.

Even if you have to sell it at a discounted price because of the condition you will still get something.

In April, shopped around a bit with a different agency, but they couldn’t find a cheaper rate.

Any new owner / investor would need to make these rate changes - compelling the current residence to  move elsewhere (somewhere more affordable).And this is why the residence are looking to make a Co-Opp.

@Robin Simon one is a second home loan with a great rate and the other is a hard money DSCR loan also with a great 30 year fixed rate (thanks to the covid rates).

Rates should decrease, but the issue with that is that when rates drop, people can pay more.

We have used this attorney for more than a decade and have a grandfathered rate.