Financiers are now cutting leverage by 5-10% to mitigate market cycle and uncertainty based risk. 

There is severe illiquidity in the market and all vendors are seeing a 5-10% cut in LTV's / LTC's across the board.

I would recommend Springfield Clean Cut.

If the door opening is smaller then what is available you can by a door that is closest to your size and cut it down to fit.  

That’s where I cut my teeth and I can tell you it’s not where you want to start.Please let me know if you have any questions.Continued success! 

. #2 could mean either that it's a HML you've done several successful deals with, who cuts you a break and eliminates the points, or is a private lender who isn't real estate savvy and doesn't even realize points are common.It's basically the same with lending as it is with buying houses: The more work you personally put in to make the deal happen, the better deal you'll get.

Meanwhile, my 78-year-old retired doctor tenant with Dropped Head Syndrome (DHS) can't possibly work or even drive a car or look someone in the eye and she's living in a tiny one-bedroom apartment and HUD keeps cutting her benefits even though her income continues to go down.I have a lot of things to say about HUD but non-judgmental isn't my thing.

I want to retire on my terms unlike many older riders I see still forced to ride even though there bodies are not cut out for it any longer .And I'm tired of seeing my young daughters cry every time dady has to leave home for sometimes months at a time.  

I called my attorney, cut him a check for $10,000 and told him I wanted to do a 506(b) type fund.

I don’t think he will be cutting her out of any deals anytime soon!