Both a cash out refi and a HELOAN have options to qualify you based on FICO and the income from the property - your income, employment and DTI are not factors in this case.

Spend some time conducting in-depth research, including speaking with a professional in the field, and base your choices on your objectives, your tolerance for risk, and the particulars of the markets in the locations you are considering.Good luck!

You can also charge based upon tenant qualifications = chance of damages.

Are you Military and have to live off Base?

I am currently active duty military serving at Joint Base Pearl Harbor Hawaii.

I live in Redlands and invest primarily in San Bernardino.

Choose your plan based on your money goals, how much risk you can handle, looking into the market, and how long you plan to invest.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Any tips for fostering open communication and avoiding conflicts over time?

I believe Airbnb has a system in place for handling disputes between guests and hosts, and they may offer compensation for damages or issues caused by a guest.I would start by documenting everything: A detailed written description of the incident and timeline, records of all your communications with the guests, before/after photos of the damage done to the furniture and the bedsheet, a statement from the neighbors about the trespassing incident, etc.Then I'd approach Airbnb looking for guidance.