Your number one problem getting to your goal is going to be cash.

To your point about rental restrictions, each building has different rules and restrictions that need to be researched to determine which properties would work for your goals.

You would make $50K-$100K wholesale deals like we are doing.People hear what they want to hear.You answer logic and common sense, they won't have it.

Monday.com, Zoho, REI/kit, Flipperforce are softwares that are common.

They will often want a new building constructed and building today with labor and materials is very expensive versus retrofitting existing building.When I buy value add vacant buildings the goal is to double the return on investment within a 3 year period.So if I can use the existing building and retrofit to same concept ( example previous burger inc. but now Whataburger wants to come in ) then not as much tenant improvements to convert.So if rent 20 a foot for 5,000 ft that is 100k NOI NNN a year. 7 cap value is about a 1,400,000 stabilized valueSo if I buy it for 400k and have 300k in it more 700k to get new tenant in the value is then around 1,400,000 based on NNN 20 a foot and a 7 cap rate exit value.If you want a premium price then you would need to sell to an end user tenant ( regional or national in nature) that wants to buy the building and put their concept in there.

Otherwise, 75% is going to be way more common.

Your incomes will be combined when you qualify for the loan, and both your names will be on the deed as “tenants in common.”

It will be beneficial to achieving your goals.

Hey @Felix Shi, your decision really should be based on your risk tolerance and goals.

Keep in mind getting it to current HUD standards will still not make it qualify for traditional lending if you end goal is to sell it.