Hey Scott, you are finding similar cash flow challenges as many investors in the market right now.

I can close 7-10 FNMA loans (& I work with some damn complicated scenarios from our fellow BP members) in the same amount of time invested as one HML, and in the current regulatory environment it's not like it's lawful for me to get paid 7x-10x as much for that one HML, soooo......Big picture it's actually a bit of a problem.

Doing a BRRRR OOS is even more challenging. 

I talk to the neighbors and just immerse myself into that environment as much as I can while I am buying.

I have mine set up that way after a couple challenging first-timer experiences.Whatever you decide, I wish you good luck!

Since you want to keep the property forever, it will be challenging to calculate the investors' returns after certain period of time. 

From that point forward it is all about creating a loving environment for my girls and their children.

Challenges?

That's a big one to know because there can be financing challenges if a certain percentage of units is owned by one owner. 

Looking around at different banks has presented quite the challenge, though not impossible.