@Charlie Fitzgerald@Upen Patel@Virginia H.most HML all do the same thing they back into a 16 to 24% APR  in most parts of the country.. now in CA and west coast ( not sure east coast) you can find lenders that are at 10 to 12% APR in the uber competitive market that is HML in CA  however these are for CA assets.If your talking about a 4% apr loan that someone on BP presents to you then I think you will find that is not reality once you dig into it and a scam in many cases.

I am ALI KANE , I originally form West Africa " Niamey " .  

Welcome Brian to BP and REI.I am an agent at Holton Wise working with Investors and Local Buyers in the West Cleveland area.

Hey West Michigan investors!  

We were there for several years and have also been stationed in Germany and Italy where we came back from last year.

Ansonia, Bridgeport, and West Haven seem to have the most rehab properties for sale in our range.

I cover Polk county but personally try to stay to the West side of Polk.  

I currently own my primary residence in Teaneck NJ, and was interested in investing in a multifamily property in neighborhoods accessible via public transit to NYC such as Hoboken, West New York, Guttenberg, & Weehawken.

My wife and I moved out of the Upper West Side of Manhattan 2 1/2 years ago and bought a house in Larchmont, NY. 

Hampshire County West Virginia charges a " convenience fee" if I want to pay my property taxes online with a credit card.